Personal Finance

Considering buying property from a family member? Here’s your simple yet complete guide on how to buy a house from a family member: step-by-step. Firstly, you’ll be glad to know that it can be a great decision – as there are a lot of advantages that buying property from family brings to the table.  It […]

Healthcare is something that many Americans either can’t afford or are struggling to cover the cost of premiums or deductibles. So the out-of-pocket cost is said to be somewhere around 11.6% of the median income.  Below are seventeen uninsured American statistics that everyone should have knowledge of and how these affect individuals and households, especially

Insurance fraud is a serious type of crime in which a person knowingly lies to their insurance company to try and claim money. Although it may seem like a harmless crime, insurance fraud has serious consequences against those who try it, impacting their future careers and making it harder to find future insurance cover.  So,

We’ve all dreamed, at some point, of being a millionaire. What would it be like to have all of that money? What would we do with it all? Unfortunately, the millionaire lifestyle is one that will likely continue to elude many of us, making it all very much just a distant fantasy.  Perhaps this is

Coupons are often the only way for American families to be able to afford everything they need. They are commonly used to give discounts for certain items in certain stores. This helps customers be able to afford what they need and also helps manufacturers boost sales.  But what do you need to know about coupon

Having reliable data at your fingertips is essential to being able to do economic analysis as well as getting an idea for financial transactions. Knowing what the statistics are can really make a difference in your own life. It gives you an inside scoop as it were.  It is for this reason that you should

7 Ways to Improve a Beginners Budget So, how should a beginner budget? I get it, a budget sounds terrifying. It is like anything in life, you want to break the bigger scary thing down into smaller parts. If I tell you to swim a mile it is daunting, but you would know what to

Saving money can be overwhelming for many families and individuals. It conjures images of clipping coupons and wearing piles of sweaters to save on a heating bill. In reality, saving money as an individual is less about huge drastic measures that you can make and more about the small, gradual measures that you can integrate

When I say “personal finance,” what comes to mind? Saving pennies in a jar for a rainy day? Sorting through online article after online article in hopes of some simple advice? Our negative perceptions of personal finance can paralyze us, keeping us from taking the financial steps we should take to make meaningful savings. Fortunately,

With the evolution of technology, cybersecurity has increasingly become a menace in diverse forms. Identity theft has become rampant, and fraudsters take credit in your name, damaging your credit record. Identity theft protection assists you to effectively detect, recover, and prevent cases of identity theft. In addition, these services provide monitoring of your credit files