Paul Martinez

If you’re curious about your credit rating – and you should be – learning what it is can help you find ways to improve it so you can make use of various benefits, such as loan approvals. There are many solid credit reporting services and Experian is one of them. Experian is a credit-reporting company, […]

So, how do you fix your credit? Well, you need to have a proven strategy instead of just randomly trying things. You don’t realize how important your credit score is until you’re sitting in the finance manager’s office hearing that they denied your request for financing because your score is too low. Other times, your

What are the Benefits of Secured Credit Cards The best credit cards for bad credit are secured credit cards. This is because the benefits of these types of cards are two-fold. First off, they allow you to get back on track with small amounts of financial discipline. The magic is in the second benefit and

You may feel like you have no options for personal loans because you have bad credit, but that’s not true. In fact, there are six types of personal loans that you can get if you have bad credit. You’ll need to understand the difference between these types of loans so that you know which one

Learning how to repair a bad credit score is not hard with a little help. However, checking your credit score and seeing a number less than 600 can be frustrating and disappointing because it classifies you as having a bad credit score. The cost of bad credit comes at a high price. Having a bad

Credit reports can be multiple pages, so it may be difficult to know where to begin or what to look for when you read a credit report. Your credit score is just a snapshot of your full credit report and doesn’t tell the entire story. Your credit report is what creditors and lenders will use